BenFen Launches “One-Click Stablecoin & RWA Issuance” Whitepaper, Pioneering the Next Generation of Asset Issuance and Payment Infrastructure

BenFen, a high-performance multi-currency stablecoin blockchain incubated and funded by Bixin Ventures, has released its latest whitepaper unveiling a groundbreaking “One-Click Stablecoin & RWA Issuance” framework. This new feature aims to make token creation standardized, modular, and compliant, enabling developer teams to launch fungible tokens, stablecoins, and real-world asset (RWA) tokens without writing a single line of code.

By dramatically reducing issuance costs and accelerating deployment speed, BenFen’s new framework lowers the entry barrier for both established financial institutions and emerging Web3 builders. It positions the blockchain as a core infrastructure layer for the next wave of digital asset adoption.

Cementing the “Stablecoin-Native Public Chain” Position
The release solidifies BenFen’s positioning as a “Stablecoin-Native Public Chain” — a network purpose-built for stablecoin issuance, payment processing, and cross-border settlement.
Built on the Move programming language, BenFen delivers:

• Sub-second block finality for real-time transaction confirmation.
• Tens of thousands of TPS throughput, supporting high-frequency retail and wholesale payments.
• Native cross-chain interoperability, enabling seamless asset flow between Ethereum, BSC, Polygon, Tron, Solana, and more.

These capabilities make BenFen especially suitable for high-volume payment scenarios, from e-commerce to international trade settlements.

One-Click Asset Issuance for Developer Teams
The upgraded issuance module provides a no-code interface where developer teams can set basic parameters — token name, symbol, decimals, initial supply — and deploy their asset directly on-chain.
The one-click process supports three primary asset classes:

• Fungible Tokens — Fully compliant with the BenFen Move Token Standard, offering built-in mint, burn, and transfer capabilities.
• Stablecoins — Pegged to fiat currencies and backed by cross-chain reserves held in USDT, USDC, or other major stablecoins. Liquidity is maintained via the BenPay DEX to ensure price stability and depth.
• RWA Tokens — Representing off-chain assets such as real estate, debt securities, IP royalties, commodities, and fine art. The framework integrates asset custody, legal documentation, and regulatory compliance checks to ensure that RWA tokens are auditable and enforceable.

This automated workflow shortens what used to be a multi-month development process into minutes, while minimizing smart contract vulnerabilities through standardized templates.

Stablecoin Ecosystem Enhancements
The whitepaper introduces three mechanisms designed to optimize the stablecoin experience:
Cross-Chain Reserve + DEX Liquidity Pools — Assets bridged from other chains are deposited into reserves, paired with liquidity pools on BenPay DEX, and maintained via on-chain price oracles. This stabilizes pegs and ensures continuous market depth.
Stablecoin-as-Gas — BenFen allows whitelisted project tokens, including stablecoins, to be used for paying gas fees. This removes the need for users to hold native governance tokens, enhancing token utility and improving UX.
Sponsored Transactions — Developer teams can cover users’ transaction fees, enabling targeted onboarding campaigns and ecosystem incentives. This feature is particularly valuable for attracting first-time Web3 users.

Lowering Web3 Onboarding Barriers with zkLogin
BenFen integrates zkLogin, a privacy-preserving login mechanism that lets users create wallets using Google, Apple, or other mainstream accounts — without handling private keys or seed phrases.
For new users, this reduces the complexity of joining Web3 to something as familiar as signing into an email account, a critical step toward mainstream adoption.

BenPay: An All-in-One DeFi & Payment Hub
Built on BenFen, BenPay is the blockchain’s all-in-one decentralized finance and payment platform. It offers a self-custodial experience while integrating multiple financial services into a single interface:

• BenPay Card — Web3 stablecoin payment card for direct payments at global online and offline merchants.
• BenPay DEX — Native decentralized exchange for trading and liquidity provision.
• Benpay Lending — Borrow BUSD by locking BTC without selling.
• Asset Management — Cross-chain yield aggregation, enabling stablecoin holders to earn competitive returns through curated lending, liquidity, and staking protocols.
• On-Chain C2C — Peer-to-peer stablecoin exchange without intermediaries.
• On-Chain Red Envelopes — Token gifting and airdrop tools for social and community engagement.

By combining payments, trading, lending, yield generation, and social tools into one platform, BenPay acts as a universal aggregation gateway for stablecoin utility.

Strategic Backing By Bixin Ventures
BenFen was incubated and funded by Bixin Ventures, securing $10 million in early-stage investment. Beyond financial backing, Bixin continues as a long-term strategic advisor, guiding technical development, compliance strategies, and ecosystem partnerships.
This alignment ensures BenFen’s growth trajectory remains supported by both deep industry expertise and sustained capital resources.

Market Context: Why This Matters Now
The launch comes at a time when the global stablecoin settlement volume has reached $5.1 trillion per month (as of December 2024, according to Artemis), triple the previous year and over 22 times higher than in 2021.

Meanwhile, the tokenized RWA market is projected by Boston Consulting Group to reach $16 trillion by 2030. By offering a fully integrated issuance-to-payment infrastructure, BenFen is targeting both of these rapidly expanding markets.

With its one-click issuance framework, compliance-ready RWA tooling, and integrated DeFi ecosystem, BenFen is positioning itself as the go-to infrastructure for stablecoin deployment, cross-chain liquidity, and RWA adoption.

By reducing technical complexity for developer teams and simplifying user onboarding, BenFen aims to bridge the gap between blockchain innovation and mainstream financial utility — setting the stage for the next wave of Web3 adoption.

📄 Read the Full Whitepaper: https://static.benfen.org/whitepaper/BenFen-en.pdf
🌐 Visit Official Website: https://benfen.org